Updated · 15 May 2026, 09:00 AEST
We source rate data directly from the RBA cash rate target, each lender's product disclosure statements, and ASIC's public comparison rate registry. Published every Monday 09:00 AEST. Cashrate.au is a data publication — we don't sell loans.
Source: RBA Cash Rate Target. Next decision: 2 June 2026.
| Lender | Variable Rate | Comparison Rate | Max LVR | Offset |
|---|---|---|---|---|
| CBA | 6.49% | 6.72% | 80% | ✓ |
| Westpac | 6.44% | 6.68% | 80% | ✓ |
| NAB | 6.44% | 6.66% | 80% | ✓ |
| ANZ | 6.44% | 6.64% | 80% | ✓ |
| Non-Bank Lenders | ||||
| Macquarie | 6.27% | 6.39% | 80% | ✓ |
| ING | 5.99% | 6.12% | 80% | ✓ |
| UBank | 5.99% | 6.05% | 80% | ✓ |
Rates as of 12 May 2026. Owner-occupier, P&I, ≥$400k, LVR ≤80%. Always confirm with your lender. Full methodology.
Get the facts on free education agent consultations for studying in Australia in 2026. Data-driven guide explains the commission model, what’s included, how to spot registered MARA agents, and 6 common Q&As.
New Zealand's National Party has proposed a ratepayer assistance scheme to help households install solar panels with no upfront cost. We explore how the plan works, what it means for property values, and why Australian homebuyers should pay attention in 2026.
Data-driven independent ranking of the top Australian education agents for 2026, comparing UNILINK, 51offer, StudyCo, Aussizz Group, and ACIC on accreditation, university partnerships, student satisfaction, fee transparency, and post-arrival support.
A data-driven guide to Australian mortgage property lending in 2026. Compare interest rates, LVR rules, buffer rates, and borrowing capacity calculations. Includes RBA and CoreLogic data.
Discover the real financial, time, and wellbeing costs of writing a dissertation as an international student in the UK, plus practical solutions to save money and reduce stress.
A 2026 guide helping international students evaluate Australian education agents using official credentials, comparison of agency models, and a 7-point DIY ranking checklist — no affiliate-driven listicles.
A comprehensive guide covering everything international students need to know before and after arrival: packing, budgeting, culture shock, academic success, mental health, and building a global network.
Explore the complete 2026 guide to Australian property loans. Compare current variable and fixed rates, understand serviceability buffers, borrowing limits, deposit requirements, and the step-by-step application process for owner-occupiers and investors.